Expect more from your credit collections partner in the United States.

Credit organisations use InDebted to recover overdue accounts, scale with ease, and provide a better collections experience.
Delivering up to 40% higher liquidation performance compared to traditional voice-based strategies, with the industry’s favourite customer experience. Try InDebted today.

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Fully licensed and compliant with credit collections laws throughout the United States, including New York City

Managing multiple agencies? Whether your customers are in Indiana or Iowa, InDebted enables you to streamline credit collections with one single service provider.
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Powered by technology, supported by real people

A holistic collections solution unlike any other. Our product’s omnichannel communication is led by AI & Machine Learning, and backed by our industry leading Customer Experience team.
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Refer high volumes of accounts with confidence

Unlike traditional agencies, credit collections with InDebted is built for scale, continuity and support. If your volumes increase, every account will receive the attention it deserves.
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We provide an alternative to traditional third party credit collection agencies, with the best of people and technology combined into one holistic solution. Replacing the need to manage multiple agency vendors and software providers, our scalable solution gives your customers the power to self serve their accounts, or talk to someone who cares - with an unmatched debt collection customer experience.

We partner with credit organisations throughout the United States, from banks to debt purchasers. Our Collect product recovers accounts throughout the credit collections lifecycle, from pre to post charge-off, placement timeframes and across varying balance sizes.

Machine learning predicts the real-time collections strategy each customer prefers to engage with. Based on over 800 million data points, our models know the collections needs of every person, everywhere. Our omnichannel communication is intuitive to their unique needs, optimised for self-serve convenience. With flexible and convenient payment options, customers are empowered to resolve their accounts - and if they need to speak with someone, our Customer Experience team provides support across all voice and digital channels.

Currently, we can support three languages - English, French (CA) and Spanish. Our multilingual Customer Experience team members are also on hand to respond to customers in their preferred language.

The leading credit collections backbone for United States organisations
1%
Higher liquidation
1%
Email open rate
1%
Spanish customers
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“InDebted’s digital debt collection is key to how we support Snap customers who fall behind. They’re the only collections partner who can communicate in the second-most common language, Spanish, with an omnichannel voice & digital offering. With continually high performance and a constant focus on customer experience, we know their quick and easy solution has our customers’ backs.”
— Todd Johnsen, Director, Vendor Management, Snap Finance
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Increase liquidation and customer engagement
55%
Reduction in net bad debts achieved in the USA for BNPL client
93%
Of customers get back on track independently using our online portal
40%
Higher performance than traditional collections strategies
3.9m
Currently supporting 3.9 million active customers worldwide
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How Klarna integrates with InDebted as their preferred collections agency in multiple markets?
Klarna’s scaling expertise is second to none. See why they chose InDebted to service their global customer base, across the United States, New Zealand, Canada and Australia.
Read their story
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How does a digital-first customer experience work in practice?
We’re glad you asked! Our virtual product tour enables you to experience a collections journey with InDebted for yourself.
Take a tour
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Launching Spanish language capability in Collect
Spanish customer base? See how Collect’s end-to-end Spanish experience can support more of your customers in the United States in their preferred language.
Read the blog
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Learn more about our Compliance and Licensing throughout the United States
Our multi-layered approach meets the highest regulatory and industry requirements. Search our licensing information where you operate.
Licensing search

Ready to put InDebted to the test?

Get in touch to learn how InDebted can take your credit collections to new heights.
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