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Transforming the world

the world

of consumer debt.

debt.

For good.
We’re on a mission to revolutionise how organisations around the world support consumers through debt
Debt is hard, but dealing with it doesn’t have to be. At InDebted, we’re changing the world of consumer debt for good by making the process better for everyone involved. Our approach works—we help companies get better results, scale more efficiently and reduce operational risk through our human-centered technology.

Our story
Since our founding in 2016, we’ve been building a better financial future for organisations and consumers alike—and we’re just getting started!
Our operations
Our leadership team
  • As Founder and CEO, Josh has led InDebted from a startup to a high-growth industry disruptor. His strategic vision of merging cutting-edge technology with customer-first solutions has redefined industry standards, transforming InDebted into a global leader that's revolutionising how businesses manage collections.

    Josh Foreman

    Founder & CEO

  • Ellie is an execution-focused leader with expertise in customer operations, consumer collections and business innovation. With over a decade of experience at Australia's largest debt purchase and collections agency, Credit Corp, she was instrumental to the success of their US expansion. At InDebted, Ellie oversees global operations, driving the company’s success with her strategic insights and leadership.

    Ellie Tahzib

    Chief Operating Officer

  • With over 30 years' experience in risk and compliance management, Laura is a seasoned global financial services leader. Her Executive roles at Allianz Global Assistance and PRA Group focused on regulatory alignment and compliance programs. Laura fosters a culture of risk awareness, accountability and integrity to support InDebted's growth.

    Laura White

    Chief Risk & Compliance Officer

  • Pierre Bergamin brings over 15 years of engineering leadership experience to drive InDebted’s technological innovation. Prior to joining InDebted, he built and led high-performing engineering teams at Assignar and Learnosity, where he scaled products serving millions of users. As CTO, Pierre leads InDebted’s Engineering teams, architecting solutions that revolutionise the collections industry through technology.

    Pierre Bergamin

    Chief Technology Officer

  • Emma Atkin leads InDebted's global GTM teams to drive brand and revenue growth. Her background spans brand development, strategic communications, public relations, and growth marketing, with five years of marketing leadership in collections across ANZ and the UK. Emma is also a Director of InDebted's UK operations, overseeing market growth, risk management and operational efficiency.

    Emma Atkin

    VP, Marketing

  • Kristyn Leffler leads InDebted's global product strategy, focusing on technology-enabled solutions to transform the collections experience. She brings deep expertise in digital collections strategy and data-driven innovation from her leadership role at one of America's largest debt buyers. At InDebted, Kristyn focuses on using emerging technologies to enhance the customer experience.

    Kristyn Leffler

    Chief Product Officer

Latest news
Check out our most recent announcements.
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InDebted announces acquisition of Receeve to transform enterprise collections market

The acquisition follows InDebted’s recent A$60 million Series C funding round and strengthens the company’s position as a leading challenger to traditional collections agencies and credit bureaus across the United States, Canada, Australia, New Zealand, Mexico, the UAE, and the United Kingdom.

Join our team
Ready to make a real difference to how people experience debt? We’re looking for passionate problem-solvers across a range of specialties to help us support customers on their path to financial freedom. Go on, take the leap.
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